GECU is a credit union that was founded nearly 80 years ago. The union has its headquarters in the city of El Paso; it is currently one of the largest in the city, with assets of about 1.9 billion. With more than 300,000 members and 700 employees, its future looks bright. GECU uses one routing number for wire transfers and ACH to other banks. The guide is here to assist users of wire transfer services on how to find GECU routing number and how to use it.

GECU Routing Number & SWIFT Code

The GECU routing number is 312081089. You must use the routing number when you wish to transfer funds to any bank within the United States. If you want to transfer funds or receive funds from banks outside the U.S., you will need a SWIFT code. However, most credit unions, like GECU, do not have a SWIFT code. If you use GECU, there is still a workaround to this small issue. If someone sends you money from outside the U.S., simply visit an intermediary bank. From there, you only need the GECU wire transfer number to have the money deposited in your personal account.

GECU Wire Transfers Instructions

You can find the GECU routing number on checks issued for personal/business accounts. The routing number id is the first nine digits on the bottom left-hand corner of the check. Here is the procedure for completing a wire transfer:

1. Check the routing number for GECU
2. Fill in the GECU account number
3. Fill in the GECU Address
4. Send the request and wait for a confirmation call from the bank.

To send via wire transfer from GECU:

1. Fill in the GECU wire transfer form.
2. Send it to the bank.
3. Wait for a confirmation call on the request.
   It is important to read the GECU Terms and Conditions document to understand rules governing GECU wire transfers. This document contains detailed guidelines and rules on most GECU operations.

It is important to check the details you filled in on the form as many times as possible. At times, even a simple misspelling can delay the wire transfer or lead to its cancellation.

Useful Info & Links

One important detail to remember is that GECU does not have SWIFT number. Thus, conducting international money transfers through it is impossible. However, you can transfer money internationally using an intermediary. For any issues, it would be wise to email the experts at GECU.

Alternatively, one can call them during normal operating hours. You can find GECU’s contact information on GECU’s  Contact Page. Different types of issues can be resolved using the contact listed on the page. A carrier service delivers the completed form for GECU wire transfers to this address: GECU Attn: Call Center (Research) P.O. Box 20998 El Paso, TX 79998-0998. It is important to note that wire transfers are quite difficult to cancel. Thus, the details of any request for a transaction need to be filled in as carefully as possible.