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Month: December 2022

Umpqua Bank Online Banking Login

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UFCU Routing Number & Wire Transfer Instructions

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UFCU Routing Number & Wire Transfer Instructions

By | Filed Under: Routing Numbers and Wire Transfers

UFCU is a federally insured bank with locations all across Texas. They offer an impressive selection of financial products. Some of those include checking accounts, savings accounts, credit cards, and mortgages. UFCU also has one routing number. You can use the UFCU routing number in combination with your account number for things like direct deposits, ACH debits, and wire transfers. This article is going to provide instructions on how to complete a wire transfer using your UFCU routing number and account number.

UFCU Routing Number & SWIFT Code

The routing number is used to establish your bank’s identity in relation to other financial institutions. Sometimes, this number is also referred to as an ABA. The routing number for UFCU is 314977405.

In addition, to receive international wire transfers a SWIFT code is necessary. This code identifies participating financial institutions to foreign banks. At this time, UFCU does not currently have a SWIFT code. To receive an international transfer, you need to use a correspondent bank in the United States. Below we will detail the wire instructions for UFCU accounts.

UFCU Wire Transfers Instructionsufcu routing number

Currently, UFCU does not support sending or receiving international wire transfers. The instructions below will detail how to send a wire transfer from your UFCU account.

1) Begin by signing into your account. Enter your “Account” and “‘Password”. Next, click “Log In”. You can find the login screen at www.ufcu.rog
2) Next, you will need to fill out an online form and create a digital signature. The signature is created after answering certain security questions to establish your identity.
3) Now, you will need to fill out the receiver’s information. This information includes their full name, address, bank routing number, and account number.
4) Confirm all the information is correct and submit the wire transfer request.

In order to receive a transfer, you will need to provide certain information. Be sure to provide them with the following.

  • Your financial institution name (University Federal Credit Union Austin, Texas.)
  • Routing number for UFCU (314977405)
  • Member’s name
  • Account number
  • Full address (Address and member name must match what is on record for the account holder exactly)

Since UFCU does not have a SWIFT code, it cannot receive an international transfer directly. In order to receive an international wire transfer, you must provide all of the above information to the sender. In addition, you need to instruct the sender to notify their bank to use a correspondent U.S. bank to complete the transfer. The transfer will then be completed as normal using the correspondent bank in the U.S.

UFCU currently charges $12 for domestic wire transfers. The fee for receiving a wire transfer is $3. Wire transfers are currently able to be sent using a checking account and complete the same day if sent by 1:30pm CST. As a result, canceling a wire transfer is not possible once the transfer has completed.

Useful Info & Links

Sending and receiving wire transfers is easy using your UFCU routing number and account number. Simply follow the instructions detailed above to complete the transfer. UFCU has instructions you can provide to a person sending you a transfer. In addition, member services can be reached at 1-800-252-8311 if you have any further questions.

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TD Bank Online Banking Login

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TCF Online Banking Login

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TCF Bank Routing Number & Wire Transfers Instructions

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TCF Bank Routing Number & Wire Transfers Instructions

By | Filed Under: Routing Numbers and Wire Transfers

TCF Bank is a well-known financial institution, headquartered in Wayzata, Minnesota. It was founded in 1923 and it continued to grow since then. They now own 380 branches in multiple locations, such as Indiana, Michigan, Arizona, Colorado and many more.

There are different routing numbers for each state, so for receiving funds into your TCF Bank account, you must use the routing number of your branch.
This guide will provide instructions for a successful wire transfer. Read the steps below carefully in order to complete the process.

TCF wire transfer guide

TCF Routing Number & SWIFT Code

You will need the routing number for performing a wire transfer. TCF has different routing numbers for each branch. Here’s the full list:

  • 122106183 (Arizona)
  • 107006444 (Colorado)
  • 271972572 (Illinois)
  • 271972572 (Indiana)
  • 272471548 (Michigan)
  • 291070001 (Minnesota)
  • 291070001 (South Dakota)
  • 275071385 (Wisconsin)

If you don’t know the specific branch that you belong to, the routing number can be found on a check (check the image below).

TCF where to find the routing number

To perform international transfers, you require a SWIFT code. Unfortunately, TCF is not an international bank and does not own such a code. There are ways around this by doing the process through affiliate banks.

TCF Wire Transfer Instructions

These are the steps to follow for completing a wire transfer:

  1. Log into your online banking account at https://www.tcfbank.com/
  2. In the Transfer Center menu, find the “Create Transfer” and click on it.
  3. Once you’ve reached it, you need to provide the following information:

For receiving a Wire Transfer to your TCF account, this is the information needed:

  • Wire Routing Transit Number for the state your account was opened. (You can find it above)
  • Bank Name: TCF Bank
  • The City and State
  • Your Account Number
  • Title of Account: The name of your account as it appears on your statement

For sending a Wire Transfer from your TCF account:

Domestic (U.S.)

  • Receiving Bank ABA Number & Name
  • Beneficiary Name, Account Number & Address

International

You need to use an affiliate bank for this type of transaction and here’s the information needed.

  • Beneficiary Name, Account Number & Address
  • Receiving Bank Name, City/County & SWIFT Code
  • Other Country-Specific Information

Useful Info & Links

For additional questions you might have, visit this page https://www.tcfbank.com/personal/customer-service. Here you can find the phone numbers for contacting the company, as well as detailed information and instructions for clients.

TCF Bank can be contacted on social media, through Facebook, at https://www.facebook.com/TCFbank. The wiring process is hard to cancel, so be sure to send the correct information when trying to make a wire transfer.

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SunTrust Online Banking Login

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SSFCU Online Banking Login

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Southside Bank: The Best Bank For Your Needs

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Southside Bank: The Best Bank For Your Needs

By Publishing Team | Filed Under: Bank Info, Reviews

southside bank

If you are a Texan who is looking for a low-cost local bank that meets your needs and has competitive interest rates, then Southside Bank maybe the bank you are looking for. This reputable bank has served thousands of customers in Texas for over half a century. Southside offers both individual and business customers banking services. The bank also deals with mortgage lending, wealth management, and investment planning. It is an excellent choice for people who are looking to open a checking account. There are eight different checking accounts, including specialty accounts for teenagers and veterans.

Quick Navigation

What Is Southside Bank?
Southside Bank Products
Southside Bank Advantage Investment Money Market Account
Checking Accounts
Certificates of Deposit Accounts and IRAs
Credit and Debit Cards
Southside Bank Fees
South State Bank Other Services
Locations & Branches
How to Open a Southside Bank Account
Mobile App & Online Banking
Southside Bank Login
Southside Bank Mobile Apps
Conclusion

What Is Southside Bank?

Southside Bank is a Texas-based financial institution that has been in business for over 60 years. The bank markets itself as a community bank and its lack of expansion ambitions beyond the borders of Texas is evidence of its community-focused philosophy. This bank has branches in parts of eastern, central, northern, and southern areas of the Lone Star State. This bank manages customer assets valued at over $6.37 billion and it has a large ATM network in Texas. Southside customers’ deposits are insured by the Federal Deposit Insurance Corporation (FDIC).

Southside Bank Products

Southside offers a varied portfolio of retail and business account types. The savings accounts offer competitive APY rates as long as the minimum deposit requirement is met. The bank charges no fees. Some low-interest accounts and HSAs are also available without deposit requirements. The bank also offers Money Market Accounts (MMA) to customers willing to deposit large amounts of money. Customers can link some MMAs with their checking accounts.

Southside Bank Advantage Investment Money Market Account

Investment Money Market Account

Image via: Pixabay

The Southside Bank Advantage Investment Money Market Account has a minimum deposit of $50. You can access this account through the bank’s branches, ATMs, and using the bank’s mobile and online banking tools. The account charges a $10 monthly service fee. The fee can be waived if you maintain a balance over $1,000. Current interest rates for this account are as follows:

  • $10,000 and under at 0.11percent APY

  • $10,000 – $19,999 at 0.16percent APY

  • $20,000 – $29,999 at 0.25percent APY

  • $30,000 – $249,999 at 0.60percent APY

  • $250,000 and up at 0.84percent APY

Checking Accounts

phone and visa card

Image via: Pixabay

Southside offers eight different checking account. These accounts are perhaps the best product from the bank. Most of these accounts have no fees apart from the transaction fees that may be charged if you exceed the allowed free transactions per month. The bank’s interesting-bearing options have very competitive rates.

Certificates Of Deposit Accounts And IRAs

The bank also offers Certificate of Deposit (CD) and Individual Retirement Accounts (IRA). The bank has several CD offers. The yields vary depending on the length of time you will leave your money with the bank. The bank allows a minimum deposit of $25,000 for its Certificate of Deposit and Individual Retirement Accounts. You can access your money for these accounts through the bank’s branches, online, or through the mobile app. The CD accounts from this bank charge no fees.

The current yields from Southside Bank’s  CD account are:

  • A one-month CD yields 0.84 percent APY

  • A three-month CD yields 1.10 percent APY

  • A 6-month CD yields 1.40 percent APY

  • The one-year CD yields 1.60 percent APY

  • It’s three-year CD yields 2.20 percent APY

  • If 5-year CD yields 2.40 percent APY

The bank’s IRAs have terms and yields similar to those of the bank’s Certificate of Deposits.

Credit and Debit Cards

Credit and Debit Cards

Image via: Pixabay

Southside account holders receive a MasterCard debit card that can be used at ATMs and at select retailers. The bank uses EMV chips and offers MasterCard’s ID Theft Protection tool. In addition, the bank issues a wide variety of credit cards.

Southside Bank Fees

The bank has an impressive selection of competitive checking and business accounts. There are no monthly fees for Southside Bank’s checking account and the accounts don’t have a lot of requirements either. The bank will charge $0.25 for each transaction for checking accounts but allows 253 free transactions per month. Incoming domestic wire transfers cost $7.00 for Southside account holders. Non-customers pay $25.00 to receive their domestic wire transfer at Southside. Outgoing domestic wire transfers cost $22.00, while repetitive outgoing wire transfers incur a charge of $12.00 for each. Outgoing International transfers cost $52.50 to process.

Cash deposits incur a fee of $0.10 after the 10 “rolls of coin” free monthly deposits. Overdraft fees are processed at $30 each. While it is free to use Southside Bank ATMs, using other ATMs in the AllPoint Network will cost you $0.75 for balance inquiries and $1.5 for withdrawals.

South State Bank Other Services

South State Bank Other Services

Image via: Pixabay

Other services offered by Southside Bank include:

  • Business loans

  • Business lines of credit

  • Business credit cards

  • SBA Loans

  • Commercial real estate loans

  • Wealth Management

Locations & Branches

Southside Bank is headquartered in Tyler, Texas. It operates exclusively in Texas and currently has 70 branches.  The bank, however, is also part of the Allpoint ATM Network which has 50,000 ATMs scattered all over the US. You can access these ATMs in every state and you can find them at Target, Walgreens, Costco, and more stores.

The bank has ATMs and branches in the following cities:

  • Tyler

  • Fort Worth

  • Irving

  • Longview

  • Flint

  • Grapevine

  • Gun Barrel City

  • Whitehouse

  • Lindale

  • Jasper

  • Arlington

  • Euless

  • Lufkin

  • Jacksonville

  • Granbury

  • Dallas

How To Open A Southside Bank Account

Southside accepts both online and in-person account applications. When using the online option, click or tap on the “Open Now” menu on top of the bank website.  Be sure to keep your social security number, government-issued identification, and the minimum deposit on hand when opening the account online. You will need to scan and upload PDF documents. You can apply in person at any of the bank’s branches.

Mobile App & Online Banking

Southside offers online banking, mobile apps, and banking by text. If you enroll for online banking, you can view your transaction history, account balance, make inter-account money transfers, set up automatic bill payment, and process domestic and international wire transfers.

The bank has Android and iOS mobile apps. The bank’s apps get average reviews from most customers. The mobile app offers many of the same features as online banking but you cannot use the app to locate branches or ATMs for remote check deposits. Customers can use the text banking option too.

Southside’s website offers a list with the different codes for text banking. You can send these to the bank by text to initiate the transaction or service. For example, you could text BAL to receive a text with your account balance and XFER  to order a transfer between your different accounts.

Southside Bank Login

Southside Bank Login

Image via: Pixabay

New members to online banking at Southside Bank enroll by clicking on the “Enroll Now” menu on top of the bank’s bank’s website. The bank will issue users with a username and a temporary password. To log in to your online account for the first time, you need to go to the homepage of Southside Bank. Enter your username and password and click on login. It will prompt you to change your password your first time logging in. You can access your transaction summary in your online account.

In addition to viewing your account summary, the bank’s online banking service enables customers to do a number of things.. You can do both inter-account and external bank transfers using your Southside Bank online account. In addition. You can set and cancel recurring payments online.

Other services you can access through online banking include:

  • Reordering checks

  • Receiving statements and notices

  • Managing your money and assets

  • Mobile RDC enrollment

  • Mobile deposits

  • Enrolling in text banking

  • Requesting an address change

  • Locating branches and ATM

Southside Bank Mobile Apps

Southside Bank has IOS and Android mobile apps. You can use these apps to access your finances 24/7. You can download the Southside Bank mobile app in the Apple store or Google Play Store to activate mobile banking.

Some of the transactions you can access through the bank’s mobile app include:

  • Checking balances

  • Reviewing history

  • Utilizing the mobile bill payment service

  • Enabling fingerprint recognition

  • Transferring money between accounts

  • Completing mobile deposits

Conclusion

The Southside Bank has a long history of serving people in Texas. There are many banking services with generous interest rates that make the bank a wise choice for people looking for an interest-bearing checking account, money market account or individual retirement account.

The bank’s online banking and mobile banking services enable you to do most of the banking chores you would otherwise do at the bank’s branch or ATM. Southside’s online banking offers a wide variety of actions and services including viewing account summaries and histories, transferring money, ordering checks, mobile deposits, and setting alerts. You can find many Southside Bank ATMs all over Texas, but there are an additional 55,000 ATMs that are part of the Allpoint Network. Members will be able to bank with ease no matter where they are.

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